Columbus OH – Many people don't think they are
eligible for a short sale because they have unpaid homeowner's association
dues. Don't worry about paying them yourself.
When you short sale your home the association dues will be paid by your lender.
Most of the time the amount owed to the homeowner's association is a very small
percentage of the overall sales price.
Click
here to discover how other sellers successfully did a short sale and avoided
foreclosure. http://columbusohshortsaleadvisors.com/
Lenders know that a short sale will net them substantially more money than a
foreclosure. I have an example in the post below.
I recently saw a home that was for sale as a short sale. A buyer offered to buy
the home for $237,000. The lender rejected that offer. The home was foreclosed
on and sold for $190,600.
The lender lost around $46,400 by rejecting that short sale offer. The short
sale lenders have ran all the numbers on a short sale versus foreclosure.
They have highly paid, professional actuaries who analyze all of their data to
see how they can make more money. They compare the costs of a short sale with
the costs of a foreclosure.
They know that they can recoup their money faster with a short sale versus
foreclosing on a house and then reselling it. Because of that they are willing
to pay your delinquent homeowners association dues.
In addition, the bank pays the real estate agent who sells the house. They know
that if they foreclose on the house, then they will have to hire a realtor to
sell the house.
They also pay the title insurance, property taxes, and homeowner's association
fees because they must be paid in order to sell a house.
The Bottom Line: All of the costs are borne by the bank in a
short sale. You pay nothing. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an
e-mail at robin.lemmons@kingthompson.com.
I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any
questions you may have. Or, if you prefer, you can call me at 614-741-2495.
Discover how other sellers successfully completed a short sale and request a
free consultation by clicking
here. http://columbusohshortsaleadvisors.com/
Thinking about a loan modification? Our Columbus loan modification kit has the
instructions you will need to get a loan modification approved with your bank.
Click
here to request a copy. http://columbusohshortsaleadvisors.com/
Thanks for reading this, Robin Lemmons.
Rick & Robin Lemmons is a Real Estate Team at Coldwell Banker King Thompson.
Phone: 614-741-2495
Email: robin.lemmons@kingthompson.com
A Zest For The Best
View my homes for sale at www.rickandrobin.com.
Columbus Loan Modification Help, Columbus Short
Sales, Columbus Short Sale Realtor. Columbus Short Sale Realtor. Columbus OH
Short Sales. Columbus Realtor. Columbus OH Short Sales. Columbus Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important
Notice
Rick & Robin Lemmons, Coldwell Banker King Thompson, and the Stop Foreclosure
Institute are not affiliated in any way, shape, or form with the government.
Our services have not been reviewed or endorsed by the government or your
lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to
help you on a short sale, your lender may not agree to a short sale or to modify
your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else
in life. It takes work and persistence to convince your lender to modify your
loan. No matter what you or we do, your lender may not approve a loan
modification.
We do not recommend that you stop paying your mortgage, because this will cause
damage to your credit and could cause you to lose your home. Because we know
avoiding foreclosure is so important to any homeowner, we recommend that you
speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a
licensed professional before making any decision. Information is deemed
reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your
lender if it does not meet your approval. If you decide not to go thru with the
short sale, then you do not have to pay us our fee. We normally make a real
estate sales commission for helping you on a short sale.
The views expressed here are Robin's personal views and do not reflect the
views of Coldwell Banker King Thompson.
This information on Will Missed Payments To Your Homeowner's Association Affect
The Short Sale Of Your Columbus Home? is provided as a courtesy to our
viewers to help them make informed decisions.
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