Why You Shouldn't Be Embarrassed To Short Sale Your Columbus Home

Columbus OH – Many people are embarrassed to be short selling their home. They think that a short sale is somehow dishonest or shady. Nothing could be further from the truth.

Most of the homeowners selling their upside down home have never missed a payment before and they paid their bills on time.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.  http://columbusohshortsaleadvisors.com

Then the real estate market crashed and they found themselves owing more on their home than it was worth. For years everyone had told them that couldn't happen.

Many also lost their job for the first time in their life. Many people in the upper income brackets are short selling their homes. Personally, I think that a short sale is a smart financial decision.

I'll congratulate you when you decide to short sell your home. Who wants to be burdened with a huge debt for the rest of your life? Not me. And neither should you.

Here is why a short sale is a smart financial decision.  Let's say that you are upside down on a house by $100,000.

(Don't laugh if you owe less than that. Many people are upside down by that amount and more.)

Repaying $100,000 over 30 years, will cost you $215,838. That is the $100,000 originally owed, along with $115,000 in interest payments.

What if instead of doing that, you put that money towards retirement? You could earn 8% interest on that money. The monthly payments invested at 8% would turn into $893,545 at the end of 30 years.

Would that be helpful in retirement? That is one small reason why I recommend short sales to my customers. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at robin.lemmons@kingthompson.com.   I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 614-741-2495.

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here. http://columbusohshortsaleadvisors.com

Thinking about a loan modification? Our Columbus loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.  http://columbusohshortsaleadvisors.com

Thanks for reading this, Robin Lemmons.

Rick & Robin Lemmons is a Real Estate Team at Coldwell Banker King Thompson.

Phone: 614-741-2495

Email: robin.lemmons@kingthompson.com

A Zest For The Best

View My homes for sale at www.rickandrobin.com.

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Important Notice

Rick & Robin Lemmons, Coldwell Banker King Thompson, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorsed by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Robin's personal views and do not reflect the views of Coldwell Banker King Thompson.

This information on Why You Shouldn't Be Embarrassed To Short Sale Your Columbus Home is provided as a courtesy to our viewers to help them make informed decisions.