Columbus OH – Once your strongly worded credit report dispute letters
are written to each of the three credit reporting companies, then it is
time to get it into the hands of their dispute department.
The goal is to get your letter read, taken seriously, and responded to.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure. http://columbusohshortsaleadvisors.com/
**Make sure you make a copy of whatever you are sending to
the credit bureaus.** Just keep all your credit reports,
letters, etc. in a file so you can use these later (this will be
important.)
Send your letter, a copy of the credit report with the items you are
disputing noted in Sharpie, and a copy of your driver’s license to each
of the credit reporting companies.
This step CAN be a bit tricky, even though it should be the easiest step
of all! Here’s why – the credit reporting firms don’t really like to
deal with these dispute letters, and they change their mailing address
for submitting these requests fairly often.
You will need to go to the website for Experian, Equifax, and Trans Union to get their dispute address.
BUT DO NOT SUBMIT YOUR DISPUTES ONLINE, like their
websites pushes you to do. If you do this, your request
is less likely to be taken seriously, and you won’t have any written
record of what you submitted.
Send each of your letters as Certified Mail. Your local post office will help you with this.
Put the copy of the certification slip into your file as well. The
certification slip ensures that you have a timeline started for
restoring your credit. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at robin.lemmons@kingthompson.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer
any questions you may have. Or, if you prefer, you can call me at 614-741-2495.
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here. http://columbusohshortsaleadvisors.com/
Thinking about a loan modification? Our Columbus loan modification kit
has the instructions you will need to get a loan modification approved
with your bank. Click here to request a copy. http://columbusohshortsaleadvisors.com/
Thanks for reading this, Robin Lemmons.
Rick & Robin Lemmons is a Real Estate Team at Coldwell Banker King Thompson.
Phone: 614-741-2495
Email: robin.lemmons@kingthompson.com
A Zest For The Best
View My homes for sale at www.rickandrobin.com.
Columbus Loan Modification Help, Columbus Short
Sales, Columbus Short Sale Realtor. Columbus Short Sale Realtor.
Columbus OH Short Sales. Columbus Realtor. Columbus OH Short Sales.
Columbus Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rick & Robin Lemmons, Coldwell Banker King Thompson, and the Stop Foreclosure
Institute are not affiliated in any way, shape, or form with the
government. Our services have not been reviewed or endorsed by the
government or your lender. Most lenders willingly work with agents on
short sales. Why?
Because most short sales are beneficial to a lender. If you accept our
offer to help you on a short sale, your lender may not agree to a short
sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything
else in life. It takes work and persistence to convince your lender to
modify your loan. No matter what you or we do, your lender may not
approve a loan modification.
We do not recommend that you stop paying your mortgage, because this
will cause damage to your credit and could cause you to lose your home.
Because we know avoiding foreclosure is so important to any homeowner,
we recommend that you speak with the appropriate legal or tax advisor
before making any decision.
This is not intended as legal, technical, or tax advice. Please speak
with a licensed professional before making any decision. Information is
deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from
your lender if it does not meet your approval. If you decide not to go
thru with the short sale, then you do not have to pay us our fee. We
normally make a real estate sales commission for helping you on a short
sale.
The views expressed here are Robin's personal views and do not reflect the views of Coldwell Banker King Thompson.
This information on Fixing Credit After A Columbus Short Sale Step 5:
How To Mail The Letter is provided as a courtesy to our viewers to help
them make informed decisions.
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