Columbus OH – Many people are embarrassed that
they are short selling their house. They feel like a failure. Others think that
they are somehow being dishonest or shady.
Neither one of those is true. A lot of the people short selling today never had
a blemish in their credit. They lived responsible financial lives.
Click
here to discover how other sellers successfully did a short sale and avoided
foreclosure. http://columbusohshortsaleadvisors.com/
Then the real estate market crashed and left them owing hundreds of thousands
of dollars more than their home was worth. For years everyone had told them
that couldn't happen.
Many of those people also lost their job for the first time in their life. It's
interesting because today we are seeing as many short sales in the upper income
brackets as the lower income brackets.
I'm not judgmental of someone who is short selling their home. I deal with
people from all walks of life. Some are high income. Others bought less
expensive homes. Either way, it doesn't matter to me.
I see a short sale as a smart financial decision. I'll be congratulating you
instead of judging you.. Who wants to be burdened with a huge debt for the rest
of your life? Not me. And neither should you.
Here is why a short sale is a smart financial
decision. Let's say that you are upside down on a house by
$100,000. (If you upside down by an amount lower than $100,000, then don't
laugh. Many people are upside down by that amount and more.)
Repaying $100,000 over 30 years, will cost you $215,000. That is the $100,000
originally owed, along with $115,000 in interest payments. The number varies
according to your interest rate.
What if instead of repaying that money, you put that money towards retirement?
Let's say you took that monthly payment and invested it as an 8% Interest Rate.
At the end of 30 years you would have $804,545.01 saved up. Wouldn't that be
helpful in retirement?
That is one small reason I recommend short sales to my customers. You can get
the upside down debt forgiven in a short sale. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an
e-mail at robin.lemmons@kingthompson.com.
I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any
questions you may have. Or, if you prefer, you can call me at 614-741-2495.
Discover how other sellers successfully completed a short sale and request a
free consultation by clicking
here. http://columbusohshortsaleadvisors.com/
Thinking about a loan modification? Our Columbus loan modification kit has the
instructions you will need to get a loan modification approved with your bank. Click
here to request a copy. http://columbusohshortsaleadvisors.com/
Thanks for reading this, Robin Lemmons.
Rick & Robin Lemmons is a Real Estate Team at Coldwell Banker King Thompson.
Phone: 614-741-2495
Email: robin.lemmons@kingthompson.com
A Zest For The Best
View My homes for sale at www.rickandrobin.com.
Columbus Loan Modification Help, Columbus Short
Sales, Columbus Short Sale Realtor. Columbus Short Sale Realtor. Columbus OH
Short Sales. Columbus Realtor. Columbus OH Short Sales. Columbus Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important
Notice
Rick & Robin Lemmons, Coldwell Banker King Thompson, and the Stop Foreclosure
Institute are not affiliated in any way, shape, or form with the government.
Our services have not been reviewed or endorsed by the government or your
lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to
help you on a short sale, your lender may not agree to a short sale or to
modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else
in life. It takes work and persistence to convince your lender to modify your
loan. No matter what you or we do, your lender may not approve a loan
modification.
We do not recommend that you stop paying your mortgage, because this will cause
damage to your credit and could cause you to lose your home. Because we know
avoiding foreclosure is so important to any homeowner, we recommend that you
speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a
licensed professional before making any decision. Information is deemed
reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your
lender if it does not meet your approval. If you decide not to go thru with the
short sale, then you do not have to pay us our fee. We normally make a real estate
sales commission for helping you on a short sale.
The views expressed here are Robin's personal views and do not reflect the
views of Coldwell Banker King Thompson.
This information on Why You Shouldn't Be Embarrassed To Short Sale Your
Columbus Home? is provided as a courtesy to our viewers to help them make
informed decisions.
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