Columbus OH – When you negotiate your loan mod
you need to remember that the banks are professional negotiators. They know the
tricks.
They know how to suck as much money out of you as is legally possible. Don’t
kid yourself. They’re going to use every single tool in their tool chest to
squeeze you.
Click
here to discover how other sellers successfully did a short sale and avoided
foreclosure. http://columbusohshortsaleadvisors.com/
So before you start negotiations with the bank, you’ve got to be prepared. You
can’t just walk into a gunfight with a knife. You’ve got to go prepared so you
get yourself the best deal.
Research your options. The lender's negotiator can
sense weakness. They can sense when you'll take any payment amount they tell
you. Guess what happens next?
You're going to be stuck with a much higher monthly payment. Make sure that
when you start negotiations, you know the alternatives. You can't negotiate
unless you come from a position of power.
You must be able to say, “I can afford to walk away from the negotiating table
if you push me to hard. If the bank pushes me to a monthly payment that I can’t
afford, then I will walk away and get a better deal for myself elsewhere.”
Find what houses similar to yours are renting for. It might make sense to rent
and divorce the unrealistic lender and overpriced mortgage.
I’ve seen so many people stay in their house and accept a monthly payment much
higher than what they could rent a similar home for each month.
The other thing is, they’re already strapped just trying to pay their mortgage
month. It becomes a struggle to put food on the table. How did that happen?
Well, their lender was good at negotiating. Don’t let someone who’s good at
negotiating push you around and take food off your table. Thinking about a
short sale?
I can help you short sale your property and get back on your feet. Send me an
e-mail at robin.lemmons@kingthompson.com.
I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any
questions you may have. Or, if you prefer, you can call me at 614-741-2495.
Discover how other sellers successfully completed a short sale and request a
free consultation by clicking
here. http://columbusohshortsaleadvisors.com/
Thinking about a loan modification? Our Columbus loan modification kit has the
instructions you will need to get a loan modification approved with your bank.
Click
here to request a copy. http://columbusohshortsaleadvisors.com/
Thanks for reading this, Rick and Robin Lemmons.
Rick and Robin is a Real Estate Team at Coldwell Banker King Thompson.
Phone: 614-741-2495
Email: robin.lemmons@kingthompson.com
A Zest For The Best
View My homes for sale at www.rickandrobin.com.
Rick & Robin Lemmons specialize in helping Columbus Homeowners short sale
and never pay the bank another penny. Columbus Loan Modification Help, Columbus
Short Sales, Columbus Short Sale Realtor. Columbus Short Sale Realtor. Columbus
OH Short Sales. Columbus Realtor. Columbus OH Short Sales. Columbus Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important
Notice
Rick and Robin Lemmons, Coldwell Banker King Thompson, and the Stop Foreclosure
Institute are not affiliated in any way, shape, or form with the government.
Our services have not been reviewed or endorsed by the government or your
lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to
help you on a short sale, your lender may not agree to a short sale or to
modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else
in life. It takes work and persistence to convince your lender to modify your
loan. No matter what you or we do, your lender may not approve a loan
modification.
We do not recommend that you stop paying your mortgage, because this will cause
damage to your credit and could cause you to lose your home. Because we know
avoiding foreclosure is so important to any homeowner, we recommend that you
speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a
licensed professional before making any decision. Information is deemed
reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your
lender if it does not meet your approval. If you decide not to go thru with the
short sale, then you do not have to pay us our fee. We normally make a real
estate sales commission for helping you on a short sale.
The views expressed here are Rick and Robin's personal views and do not reflect
the views of Coldwell Banker King Thompson.
This information on Thinking About A Columbus Loan Modification? Run The
Numbers First is provided as a courtesy to our viewers to help them make
informed decisions.
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