Columbus OH – The Stop Foreclosure Institute
recently received a question from Beckie. Here was her question.
Click
here to discover how other sellers successfully did a short sale and avoided
foreclosure. http://columbusohshortsaleadvisors.com/
"I need your help. I am trying to short sale my house. My lender is one of
the largest in the country. We have been waiting for an answer on the short
sale for six months now.
I finally received an answer last week in form of a counter offer to the price.
The buyers had agreed to pay $315,000. However, my lender wanted $345,000. The
buyer is not willing to offer any more money.
My realtor said he will try his best to negotiate at that price. Before I could
send the comps to the lender, they ordered an appraisal. My realtor doesn't
think the house is worth any more than the $315,000.
We put the home on the market and received another offer for $341,000. We told
the first buyer if he paid $345,000, then we would sell to him. He didn't
budge. So we accepted the higher offer.
In the meantime, our lender approved the original buyer's offer at $315,000.
That causes my dilemma. The bank's representative suggested that we not submit
the higher offer so as not to rock the boat.
Do we sell to the original buyer who has been waiting to buy the home for
several months or sell to the new buyer paying the higher price?
-Beckie."
Here was our answer to Beckie's Question. I don't
personally think that you are morally required to submit the higher offer.
But, it will help you reduce the amount you owe to your lender and any
potential income taxes owed. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an
e-mail at robin.lemmons@kingthompson.com.
I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any
questions you may have. Or, if you prefer, you can call me at 614-741-2495.
Discover how other sellers successfully completed a short sale and request a
free consultation by clicking
here. http://columbusohshortsaleadvisors.com/
Thinking about a loan modification? Our Columbus loan modification kit has the
instructions you will need to get a loan modification approved with your bank.
Click
here to request a copy. http://columbusohshortsaleadvisors.com/
Thanks for reading this, Rick and Robin Lemmons.
Rick and Robin is a Real Estate Team at Coldwell Banker King Thompson.
Phone: 614-741-2495
Email: robin.lemmons@kingthompson.com
A Zest For The Best
View My homes for sale at www.rickandrobin.com.
Rick & Robin Lemmons specialize in helping Columbus Homeowners short sale
and never pay the bank another penny. Columbus Loan Modification Help, Columbus
Short Sales, Columbus Short Sale Realtor. Columbus Short Sale Realtor. Columbus
OH Short Sales. Columbus Realtor. Columbus OH Short Sales. Columbus Realtor.
Copyright 2011 SFI Marketing Institute, LLC. All Rights Reserved.
Important
Notice
Rick and Robin Lemmons, Coldwell Banker King Thompson, and the Stop Foreclosure
Institute are not affiliated in any way, shape, or form with the government.
Our services have not been reviewed or endorsed by the government or your
lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to
help you on a short sale, your lender may not agree to a short sale or to
modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else
in life. It takes work and persistence to convince your lender to modify your
loan. No matter what you or we do, your lender may not approve a loan
modification.
We do not recommend that you stop paying your mortgage, because this will cause
damage to your credit and could cause you to lose your home. Because we know
avoiding foreclosure is so important to any homeowner, we recommend that you
speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a
licensed professional before making any decision. Information is deemed
reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your
lender if it does not meet your approval. If you decide not to go thru with the
short sale, then you do not have to pay us our fee. We normally make a real
estate sales commission for helping you on a short sale.
The views expressed here are Rick and Robin's personal views and do not reflect
the views of Coldwell Banker King Thompson.
This information on Columbus Short Sales: Which Buyer's Offer Should I Accept?
is provided as a courtesy to our viewers to help them make informed decisions.
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